Initial Coin Offerings are for the most part, scams. Bitcoin is at its all time high despite the correction . And scammers who rely on the technical nature of cryptocurrency are very much borrowing the financial market's terminologies and intimidating decent and hard-working people to "invest" into it while they can afford it. There will be technical terms in this post and I'll try to use analogies that'll make them easier to understand. So, technical and semi-technical friends, do not chime-in correcting the analogies, we can do that over coffee or beer if you prefer - your treat if we do. Readers, the analogies is meant to be simple not because I think you will not be able to understand the technical aspects of it. I simply didn't see enough post using simple and real world analogies with all the buzz going around about cryptocurrency. Cryptocurrency - it is a "currency" based on a crypto. Crypto means secret or hidden. Currency is a